Finance For Kidz (Select
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Boxed Set # 1: Volumes 1-5
In this book, the Zrugal family is having Thanksgiving dinner.
Zyler claims to "need" Zimmy’s bicycle, and Mom just got a pair
of brand new shoes. Dad explains the difference between wants and
needs to his children, and why it is important to know the
ISBN = 978-0-9825880-0-0
In this book, Zyler learns about different types of
resources that are needed to make his birthday cake.
ISBN = 978-0-9825880-1-7
In this book, Zyler and his friend, Joey, learn about the
relationship between the value of an item and its availability.
On a very hot day, there is no water available to drink, and
water at a lemonade stand becomes valuable.
ISBN = 978-0-9825880-2-4
In this book, Zyler has to make several decisions regarding
his 5th birthday party. He learns how to make choices for
ISBN = 978-0-9825880-3-1
This book addresses the cost of choosing one action over
another. Zyler and Zimmy have to decide which item to order from
a menu during a family dinner at a restaurant. They learn they
sometimes have to give up one want if they decide to get another
met. Every action has consequence attached to it.
Boxed Set # 2: Volumes 6-10
Mrs Zandria is shopping with her children at a grocery store.
Her children learn about goods and services through examples in a
ISBN = 978-0-9825880-5-5
Goods and Services
This book deals with how wants can be met if there is no
medium of exchange such as money. Zyler, Joey and Zimmy learn
about bartering (or exchanging) their toys to get other toys.
ISBN = 978-0-9825880-6-2
Zimmy and Zyler learn about how money is created in order to
satisfy meaningful exchanges of toys. Through an example, Zimmy
and Zyler understand the origins and benefits of money.
Where Does Money Come From?
In this book, Zyler loses a tooth and receives some money from
the tooth fairy. He learns about what he can do with his money,
spend, save or give to charity. In the process, he becomes
familiar with comparison shopping.
ISBN = 978-0-9825880-8-6
Zulia goes on a field trip to a farm. She meets with the farmer’s
assistant who explains the concept of production and consumption
with examples from his farm. Her teacher adds that services can
also be produced and consumed.
ISBN = 978-0-9825880-9-3
Boxed Set # 3: Volumes 11-15
Zyler and Zimmy go to their weekly farmers’ market with their
dad. He shows them that prices are a function of demand and
supply, and he explains those concepts by using oranges and bing
cherries as examples.
ISBN = 978-0-9825881-0-9
Joey learns about getting a return on his investment. Zyler
and Zimmy learn that when someone earns a return, someone
else is paying the equivalent cost.
ISBN = 978-0-9825881-1-6
In this book, Mr. Zrugal explains the concept of inflation and
deflation after his wife complains about rising prices of food
items during her recent trip to the grocery store.
Zulia is asked to organize a welcome party for her class by her
teacher. Her dad explains the concept of budgeting to her and the
steps she needs to take to draw up a budget.
ISBN = 978-0-9825881-3-0
Joey explains the concept of risk to Zyler, who has to decide
whether to wash his neighbor’s car. Zyler appears to be a
risk-taker, since he did make some money by helping out an old
lady without expecting anything in return.
ISBN = 978-0-9825881-4-7
Boxed Set # 4: Volumes 16-20
In this book, Zyler wants to borrow Zimmy’s toys, but Zimmy
refuses to lend. Their father, Mr. Zrugal, explains the concept
of credit to his children while paying for their dinner with a
credit card at a restaurant.
ISBN = 978-0-9825881-5-4
Mr. Zrugal teaches the concept of managing a checkbook to his
son, Zyler, with a pitcher of water. Zyler learns that he always
needs to keep a running total of the amount of money he has in
his bank account (or the pitcher of water).
ISBN = 978-0-9825881-6-1
Zulia learns about starting her business of baking and selling
cookies, after she finds that a neighborhood girl has been
selling lemonade at the street corner. Zulia also learns that one
can also sell services to make money.
ISBN = 978-0-9825881-7-8
Mr. Zrugal explains the concepts of identity theft to his
children, and what precautions they need to take to protect
themselves from identity theft.
ISBN = 978-0-9825881-8-5
Zyler’s teacher explains basic techniques to her kids for
managing their resources.
ISBN = 978-0-9825881-9-2